Terms & conditions

Last updated: 12 November 2026

Using the site

Cashback Lab provides consumer credit card comparisons and estimates for general information. It does not accept card applications, issue cards or provide personal financial advice.

Estimates and eligibility

Results depend on your inputs and the recorded rules. Bank terms, merchant codes, posting dates, caps and exclusions may change the actual reward. Partial checks and assumptions are labelled. Meeting an income threshold does not guarantee approval. Confirm current terms with the issuing bank before making a decision.

Fees and borrowing

Annual net estimates deduct the modelled annual fee and SST. Other charges may apply. Calculations assume full repayment and exclude finance charges unless explicitly stated. Do not spend more or borrow to earn rewards.

Sources and content

Bank documents take priority over listing summaries. Check dates refer to recorded reviews, not a guarantee that information remains current. Card names, artwork and trademarks belong to their respective owners. Their appearance does not imply endorsement.

Availability and corrections

Features and information may be updated or withdrawn. We cannot guarantee uninterrupted access or an exact result. Nothing on this page limits rights that applicable law does not allow to be excluded.

Questions and corrections: support@malaysiacreditcard.app.