About Cashback Lab
Cashback Lab helps individuals compare Malaysian consumer credit cards using their own spending budgets.
The calculator compares annual cashback after annual fees and SST. It also searches for ways to allocate spending across two cards.
How the site is maintained
Card listings come from RinggitPlus. Bank product disclosure sheets and reward terms are used to check fees, eligibility and calculation rules. Each card page records sources, its check date and unresolved questions.
Monthly reviews look for changes and promotions. They do not guarantee that every change is captured immediately.
Independence
Cashback rankings use the calculation rules and your inputs. The site does not accept card applications or decide credit eligibility. Estimates are informational; confirm current terms with the issuing bank.