UOB EVOL Card
UOB consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM3,000.00
- Minimum annual income
- RM36,000.00
- Qualifying spend
- RM1,000 eligible spend / statement month
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM90.00
- Fee waiver
- First 12 months waived; Then RM7.50 each statement month, waived with 1 qualifying retail transaction that month
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- Recurring RM7.50 fee is assessed per statement month, with a monthly transaction condition; an annual total alone does not prove waiver every month.
- From 1 Jan 2026: monthly retail RM1000 minimum; 10% online cap15 and 5% wallet cap15 separate.
- Online cashback excludes utilities/telco/insurance/financial services/BT/instalments/fees; threshold list differs.
- Annual swipe count cannot prove one transaction every statement month.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Online Spend | 10% | RM1,000.00+ | RM15.00 |
| E-Wallet Transactions | 5% | RM1,000.00+ | RM15.00 |
Sources
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.