RHB World MasterCard Credit Card-i
RHB consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM6,666.67
- Minimum annual income
- RM80,000.00
- Qualifying spend
- Category and transaction conditions apply. See the source rows and bank terms below.
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM0.00
- Fee waiver
- Annual fee waived
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- Local and overseas monthly total spend tiers assessed respectively, per clause 3.3.
- Local >=1000 /2500 /3500 earns 1/2/6% categories, each RM30 cap; other local 0.2% uncapped.
- Overseas own >=1000 /2500 /3500 earns 0.5/1/2%, RM100 cap.
- World categories: travel/petrol/dining; overseas petrol excluded.
- JomPay/FPX, charity/government/cash advance/fees excluded from cashback.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Local Travel, Petrol and Dining Transactions | 1% | RM1,000.00–RM2,499.00 | RM30.00 |
| Local Travel, Petrol and Dining Transactions | 2% | RM2,500.00–RM3,499.00 | RM30.00 |
| Local Travel, Petrol and Dining Transactions | 6% | RM3,500.00+ | RM30.00 |
| Other Local Retail Spends | 0.2% | RM1,000.00–RM2,499.00 | Not specified / uncapped in listing |
| Other Local Retail Spends | 0.2% | RM2,500.00–RM3,499.00 | Not specified / uncapped in listing |
| Other Local Retail Spends | 0.2% | RM3,500.00+ | Not specified / uncapped in listing |
| Overseas Retail Spends | 0.5% | RM1,000.00–RM2,499.00 | RM100.00 |
| Overseas Retail Spends | 1% | RM2,500.00–RM3,499.00 | RM100.00 |
| Overseas Retail Spends | 2% | RM3,500.00+ | RM100.00 |
Sources
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.