RHB Cash Back Visa Credit Card
RHB consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM2,000.00
- Minimum annual income
- RM24,000.00
- Qualifying spend
- Category and transaction conditions apply. See the source rows and bank terms below.
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM70.00
- Fee waiver
- First year waived; Subsequent: annual spend RM10,000
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- Petrol/dining/utilities/groceries each have separate RM10 cap, not one shared RM10 cap.
- Online dining/grocery category separate RM10 cap; same purchase never earns two categories.
- Category rates 0.2/1/2/5% at <1000 / >=1000 / >=2000 / >=2500; online food/grocery top rate 10%.
- JomPay/FPX, BT, cash advance, charity, government, quasi cash and fees earn no cashback.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Online Dining/Grocery | 10% | RM2,500.00+ | RM10.00 |
| Online Dining/Grocery | 2% | RM2,000.00–RM2,499.00 | RM10.00 |
| Online Dining/Grocery | 1% | RM1,000.00–RM1,999.00 | RM10.00 |
| Online Dining/Grocery | 0.2% | RM1.00–RM999.00 | RM10.00 |
| Petrol, Dining, Utility and Grocery | 5% | RM2,500.00+ | RM10.00 |
| Petrol, Dining, Utility and Grocery | 2% | RM2,000.00–RM2,499.00 | RM10.00 |
| Petrol, Dining, Utility and Grocery | 1% | RM1,000.00–RM1,999.00 | RM10.00 |
| Petrol, Dining, Utility and Grocery | 0.2% | RM1.00–RM999.00 | RM10.00 |
| Other Spend | 0.2% | RM1.00+ | Not specified / uncapped in listing |
Sources
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.