Public Bank Petron Visa Gold
Public Bank consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Partial verification · Terms last checked: 2026-11-10
Petron terminal exception remains unconfirmed.
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM2,000.00
- Minimum annual income
- RM24,000.00
- Qualifying spend
- No general monthly minimum; category and transaction rules apply
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM0.00
- Fee waiver
- Free for life without fee conditions.
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- Uses the specific Petron product-page rates and PB-acquired-terminal condition. The general reward exclusion list also excludes petrol; the precise co-brand exception is not independently resolved.
- Petron purchases must use a Public Bank-acquired terminal to earn the specific petrol rebate.
- Current bank PDS and card product page checked. Standard reward exclusions include petrol, insurance, e-wallet reloads and recurring payments; specific co-brand exceptions are identified in the calculator.
- Specific product reward conflicts with the blanket general reward exclusion list; confirm the applicable co-brand exception with the bank.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Fuel and Non-Fuel Spends at Petron Stations Only | 0.5% | RM1.00–RM100.00 | RM50.00 |
| Fuel and Non-Fuel Spends at Petron Stations Only | 1% | RM101.00–RM200.00 | RM50.00 |
| Fuel and Non-Fuel Spends at Petron Stations Only | 2% | RM201.00–RM500.00 | RM50.00 |
| Fuel and Non-Fuel Spends at Petron Stations Only | 3% | RM501.00–RM800.00 | RM50.00 |
| Fuel and Non-Fuel Spends at Petron Stations Only | 5% | RM801.00+ | RM50.00 |
| All Local & Overseas Retail Spends | 0.1% | RM0.00+ | Not specified / uncapped in listing |
Sources
- Official product page
- Current product disclosure sheet
- Reward exclusions (July 2025 revision)
- Bank terms
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.