OCBC Great Eastern Platinum MasterCard
OCBC consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM4,000.00
- Minimum annual income
- RM48,000.00
- Qualifying spend
- Category and transaction conditions apply. See the source rows and bank terms below.
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM0.00
- Fee waiver
- Free for life
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- Salary alone is insufficient: check the specific bank relationship, membership, policy or scheme eligibility before applying.
- July 2026 PDS, current official product page and reward terms checked. Requires Great Eastern Life policyholder; RM48,000 income; no annual fee. 2.5% GE premiums limited to RM100 per calendar YEAR; other eligible retail 0.1%.
- UK/EEA/EU spending including e-commerce merchants tagged there, government, charity, JomPAY, FPX and DuitNow QR excluded.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Great Eastern Insurance Premium Payment | 2.5% | RM0.00+ | RM100.00 |
| Other Retail Spending | 0.1% | RM0.00+ | Not specified / uncapped in listing |
Sources
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.