Maybank myimpact Visa Signature Credit Card
Maybank consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM3,000.00
- Minimum annual income
- RM36,000.00
- Qualifying spend
- Category and transaction conditions apply. See the source rows and bank terms below.
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM0.00
- Fee waiver
- Lifetime annual fee waiver
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- 8% applies only to specified ESG merchant codes; other eligible spending must use the specified contactless payment method for its separate rebate.
- 8% eligible ESG MCCs capped RM35 monthly; 0.5% other eligible contactless capped separately RM35.
- 8% ESG is permanent from 1 January 2026; older reward PDF may still display 1%. No TreatsPoints on new spending.
- Petrol, airlines, government, utility, wallet reload and financing transactions excluded.
- Minimum accumulated cashback RM1.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Selected ESG-friendly Merchants | 8% | RM0.00+ | RM35.00 |
| Contactless Payment, including Apple Pay, Samsung Pay and Google Pay | 0.5% | RM0.00+ | RM35.00 |
Sources
- Official bank document / product
- Product disclosure sheet
- Official bank document / product
- Official bank document / product
- Bank terms
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.