Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i

Maybank consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.

Bank documents checked · Terms last checked: 2026-11-10

Salary and spending requirements

Minimum monthly income: RM2,000.00
Minimum annual income: RM24,000.00
Qualifying spend: Category and transaction conditions apply. See the source rows and bank terms below.
Minimum principal age: 21

Annual fee and SST

Published annual fee: RM0.00
Fee waiver: Lifetime annual fee waiver
SST: RM25 per physical card per year. Multi-card packages can cost more.

Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.

Conditions to check

8% applies only to specified ESG merchant codes; other eligible spending must use the specified contactless payment method for its separate rebate.
Uploaded official FAQ confirms both myimpact variants, current rates/caps, RM24,000 Islamic minimum income and detailed reward exclusions. The separate cashback-terms download still resolves to a general agreement; FAQ supplies the missing conditions.

Listed cashback rates

A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.

Category	Listed rate	Listed qualifying basis	Listed monthly cap
Selected ESG-friendly Merchants	8%	RM0.00+	RM35.00
Contactless Payment, including Apple Pay, Samsung Pay and Google Pay	0.5%	RM0.00+	RM35.00

Sources

Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.

How estimates are calculated · Browse all cards