Maybank Islamic Ikhwan American Express Platinum Card-i
Maybank consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM3,333.33
- Minimum annual income
- RM40,000.00
- Qualifying spend
- Category and transaction conditions apply. See the source rows and bank terms below.
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM0.00
- Fee waiver
- Lifetime annual fee waiver
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- AMEX acceptance must be confirmed at the merchant/branch or online checkout. A terminal alone is insufficient to establish acceptance. The calculator applies the user-selected AMEX acceptance percentage before caps; 50% is only an illustrative default. Unaccepted purchases earn no AMEX cashback here, while fees/SST are charged in full. Maybank 2 companion Visa/Mastercard purchases do not earn the AMEX reward.
- 8% eligible actively initiated online purchases. RM50 normal month cap; RM100 Ramadhan/Syawal cap.
- All recurring/subscription/merchant-initiated charges excluded.
- Bank requires cashback per corresponding transaction not less than RM1; no explicit RM100 online-spend threshold appears in the current cashback terms.
- Utilities including telecommunications, government, e-wallets and financing excluded.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Online spending during Ramadhan and Syawal | 8% | RM100.00+ | RM100.00 |
| Online spending throughout the year (except Ramadhan and Syawal) | 8% | RM100.00+ | RM50.00 |
Sources
- Official bank document / product
- Product disclosure sheet
- Official bank document / product
- Maybank AMEX acceptance list (check merchant/branch)
- Bank terms
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.