Maybank Cash Back Mastercard Platinum
Maybank consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM2,000.00
- Minimum annual income
- RM24,000.00
- Qualifying spend
- RM1,500 qualifying monthly retail spend for 8%
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM0.00
- Fee waiver
- Lifetime annual fee waiver
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- Minimum eligible posted retail RM1,500 per statement month unlocks 8%; below threshold 0.2%.
- Digital lifestyle, dining and online entertainment each capped RM18; other eligible retail 0.2% uncapped.
- Total monthly cashback rounded down to whole RM1. Digital/entertainment are card-not-present MCCs.
- Utilities, government, financing, JomPAY/FPX and fees excluded from cashback and minimum spend.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Digital Lifestyle | 0.2% | RM0.00–RM1,499.00 | RM18.00 |
| Digital Lifestyle | 8% | RM1,500.00+ | RM18.00 |
| Dining | 0.2% | RM0.00–RM1,499.00 | RM18.00 |
| Dining | 8% | RM1,500.00+ | RM18.00 |
| Online Entertainment | 0.2% | RM0.00–RM1,499.00 | RM18.00 |
| Online Entertainment | 8% | RM1,500.00+ | RM18.00 |
| Overseas Retail Spend | 0.2% | RM0.00–RM1,499.00 | Not specified / uncapped in listing |
| Overseas Retail Spend | 0.2% | RM1,500.00+ | Not specified / uncapped in listing |
Sources
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.