CIMB PETRONAS Visa Platinum-i Credit Card
CIMB consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM2,000.00
- Minimum annual income
- RM24,000.00
- Qualifying spend
- Statement balance RM500 / RM2,000 tiers
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM0.00
- Fee waiver
- Lifetime annual fee waiver
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- The petrol bonus is restricted to qualifying PETRONAS / supported Setel transactions; the selected petrol brand must match.
- Cashback tiers use statement balance rather than simply new spending. Do not carry interest-bearing debt to unlock a tier.
- Reward tier depends on monthly statement BALANCE, including prior balance and after payments, not new monthly spending.
- Monthly cashback total rounded down to nearest whole RM1. Annual fee waived; RM25 SST per physical card remains.
- Minimum payment must be paid on time for cashback to post. Do not carry interest-bearing debt to unlock a higher tier.
- RM500–1,999 balance: 4% PETRONAS/Setel capped RM50; 1% groceries+dining+parking capped RM50 shared. RM2,000+: 8% and 2%.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| PETRONAS transaction, Setel App transaction at PETRONAS, and EV Charging at PETRONAS stations | 8% | RM2,000.00+ | RM50.00 |
| PETRONAS transaction, Setel App transaction at PETRONAS, and EV Charging at PETRONAS stations | 4% | RM500.00–RM1,999.00 | RM50.00 |
| Groceries, Dining, and Cashless Parking | 2% | RM2,000.00+ | RM50.00 |
| Groceries, Dining, and Cashless Parking | 1% | RM500.00–RM1,999.00 | RM50.00 |
Sources
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.