CIMB Cash Rebate Platinum Credit Card
CIMB consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM2,000.00
- Minimum annual income
- RM24,000.00
- Qualifying spend
- RM3,000 statement balance for 5% (2% below)
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM0.00
- Fee waiver
- Lifetime annual fee waiver
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- Cashback tiers use statement balance rather than simply new spending. Do not carry interest-bearing debt to unlock a tier.
- Reward tier depends on monthly statement BALANCE, including prior balance and after payments, not new monthly spending.
- Monthly cashback total rounded down to nearest whole RM1. Annual fee waived; RM25 SST per physical card remains.
- Minimum payment must be paid on time for cashback to post. Do not carry interest-bearing debt to unlock a higher tier.
- Below RM3,000 balance: 2% bonus categories; RM3,000+: 5%. One shared RM30 cap across petrol, groceries, cinema and standing-instruction mobile/utilities. Other eligible retail/online 0.2% uncapped.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Cinema, Petrol, Groceries, Mobile and Utility Bills Payment via Standing Instruction | 5% | RM3,000.00+ | RM30.00 |
| Cinema, Petrol, Groceries, Mobile and Utility Bills Payment via Standing Instruction | 2% | RM0.00–RM2,999.00 | RM30.00 |
| Other Retail or Online Spend | 0.2% | RM0.00+ | Not specified / uncapped in listing |
Sources
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.