BSN Visa Cash Back Credit Card
BSN consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM4,000.00
- Minimum annual income
- RM48,000.00
- Qualifying spend
- RM1,000 / RM3,000 monthly tiers
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM0.00
- Fee waiver
- No annual fee for life without conditions.
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- Current product page, linked PDS and cashback terms read: RM48,000 income, no annual fee. Monthly total retail tiers 0.2% below RM1,000, 1% from RM1,000, 5% from RM3,000; groceries/dining/petrol RM15 cap each. Overseas 1% and other local 0.2% uncapped.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Groceries, Dining & Petrol | 5% | RM3,000.00+ | RM15.00 |
| Groceries, Dining & Petrol | 1% | RM1,000.00–RM2,999.00 | RM15.00 |
| Groceries, Dining & Petrol | 0.2% | RM1.00–RM999.00 | RM15.00 |
| Overseas Retail Spend | 1% | RM1.00+ | Not specified / uncapped in listing |
| Other Local Retail Spend | 0.2% | RM1.00+ | Not specified / uncapped in listing |
Sources
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.