AmBank Cash Rebate Visa Platinum Card
AmBank consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM2,000.00
- Minimum annual income
- RM24,000.00
- Qualifying spend
- RM1,500 qualifying monthly spend; petrol excluded
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM0.00
- Fee waiver
- Free for life, no annual fee conditions.
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- July 2026 PDS checked; official product page confirms RM24,000 income and no annual fee. RM1,500 monthly qualifying spend unlocks 10%, RM10 cap each online, shopping/grocery, dining and public transport; 0.2% for category spending above the first RM100 and other eligible retail.
- Reward terms November 2025 read: petrol and e-wallet transactions excluded from monthly qualifying total and cashback. Recurring online payments excluded; no double cashback for online purchases sharing another bonus MCC. Public transport category requires non-internet payment.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Online Transactions, Shopping and Grocery, Dining, Public Transport | 10% | RM1,500.00+ | RM10.00 |
| Other Retail Spending | 0.2% | RM1,500.00+ | Not specified / uncapped in listing |
| Online Transactions, Shopping and Grocery, Dining, Public Transport, and Other Retail Spend | 0.2% | RM1.00–RM1,499.00 | Not specified / uncapped in listing |
Sources
- Official product page
- Product disclosure sheet
- Reward terms
- Card cashback programme terms (November 2025)
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.