AFFIN BHPetrol MasterCard
Affin Bank consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM2,000.00
- Minimum annual income
- RM24,000.00
- Qualifying spend
- RM3,000 PREVIOUS statement balance for higher rate
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM150.00
- Fee waiver
- First year waived; then RM150 waived with RM2,400 annual spend or 12 retail transactions per year.
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- BHPetrol only; weekday/weekend rates and previous statement balance affect the rebate.
- Current issuer product page and credit-card PDS checked. Generic T&C currently served is future-dated 16 November 2026, after this check; current product page corroborates the reward rules and is used instead.
- BHPetrol only; weekdays 2%, weekends 10% if previous statement balance >=RM3,000 otherwise 5%; RM50 shared monthly cap.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| Petrol spend at BHPetrol on weekends | 10% | RM3,000.00+ | RM50.00 |
| Petrol spend at BHPetrol on weekends | 5% | RM0.00–RM2,999.00 | RM50.00 |
| Petrol spend at BHPetrol on weekdays | 2% | RM0.00+ | RM50.00 |
Sources
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.