AEON The Japan Club of Kuala Lumpur Visa
AEON consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Partial verification · Terms last checked: 2026-11-10
RM100 monthly cap is an unconfirmed assumption.
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM4,000.00
- Minimum annual income
- RM48,000.00
- Qualifying spend
- Category and transaction conditions apply. See the source rows and bank terms below.
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM0.00
- Fee waiver
- Free without conditions
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- 8% eligible member-day cashback and membership requirement are supported. RM100 monthly cap is an unconfirmed listing assumption; actual cashback may differ.
- AEON member-day rewards require eligible AEON purchases on the 20th / AEON BiG purchases on the 28th; ordinary purchases on other dates do not substitute.
- Salary alone is insufficient: check the specific bank relationship, membership, policy or scheme eligibility before applying.
- Credit-card PDS March 2026 Rev32 and current individual product page checked. Merchant, currency and posting-date restrictions apply. Points/lounges are not valued as cashback.
- Japan Club of Kuala Lumpur membership must be completed before application; annual income RM48,000. 8% eligible Thank You Day cashback; fee waived.
- The precise current cashback cap is not confirmed in bank documents; the calculator assumes RM100 per month.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| AEON Thank You Day at AEON Stores and AEON BiG Hypermarkets (Every 20th and 28th each month) | 8% | RM0.00+ | RM100.00 |
Sources
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.