AEON Member Plus (AMP) Mastercard Gold Credit Card
AEON consumer credit card. Compare cashback eligibility, annual fees and the conditions used by the calculator.
Bank documents checked · Terms last checked: 2026-11-10
Calculate this cardSalary and spending requirements
- Minimum monthly income
- RM3,000.00
- Minimum annual income
- RM36,000.00
- Qualifying spend
- Category and transaction conditions apply. See the source rows and bank terms below.
- Minimum principal age
- 21
Annual fee and SST
- Published annual fee
- RM95.00
- Fee waiver
- First year waived; subsequent RM95 annual fee waived with 12 transactions per year.
- SST
- RM25 per physical card per year. Multi-card packages can cost more.
Annual net cashback is the year's eligible cashback minus the annual fee and SST. The calculator applies fee-waiver conditions to your scenario; the published fee above is not necessarily the fee you will pay.
Conditions to check
- AEON member-day rewards require eligible AEON purchases on the 20th / AEON BiG purchases on the 28th; ordinary purchases on other dates do not substitute.
- Credit-card PDS March 2026 Rev32 and current individual product page checked. Merchant, currency and posting-date restrictions apply. Points/lounges are not valued as cashback.
- 8% AEON Thank You Day cashback capped RM100/month; separate 5% MYR dining cashback capped RM25/month. Malaysian minimum income RM36,000; selected Japanese/PR/MM2H RM48,000.
Listed cashback rates
A summary of published rates, not an offer. Bank terms and the conditions above take priority. A threshold can refer to total spend, a statement balance or an individual transaction.
| Category | Listed rate | Listed qualifying basis | Listed monthly cap |
|---|---|---|---|
| AEON and AEON BiG Thank You Day (Every 20th and 28th of the month, respectively) | 8% | RM0.00+ | RM100.00 |
| Dining Transaction | 5% | RM0.00+ | RM25.00 |
Sources
Terms can change after the check date. Confirm current terms with the issuer. This page does not include a welcome-gift valuation or guarantee bank approval.